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Breaking News – Reserve Bank Makes it Easier for Homebuyers

November 28, 2018 This morning the Reserve Bank announced it would be making it easier for homebuyers to get loans with deposits of less than 20% in the new year. Reserve Bank Governor Adrian Orr says, “both mortgage credit growth and house price inflation have eased to more sustainable rates, reducing the riskiness of banks’ new housing lending. In response, we are easing our loan-to-value ratio (LVR) restrictions on banks’ …Read More

House Volumes up, interest rates down – Things are getting exciting!

We’ve all seen the news, and it’s pretty exciting at the moment. In an article on interest.co.nz, REINZ was quoted with the following statistics: The REINZ recorded 6791 residential property sales throughout the country in October, up 15.5% compared to October last year, providing a reasonably buoyant start to the crucial summer sales period. Sales numbers were up compared to October last year in 13 of the REINZ’s 16 sales …Read More

Market Watch: What just happened to my KiwiSaver balance?

This article by Liam Dann in the NZ Herald is a good reminder of how to approach your KiwiSaver investment. While Liam doesn’t say it in the text of the article, in the video his message clearly is “Don’t panic! It’s a long term investment” Here’s the article: Every good horror film has a final fright, usually just when you thought it was over. If you’ve checked your KiwiSaver balance …Read More

To Fix or Float?

To Float or Fix: The Million Dollar Question By Mike Uganecz When we put together our structured loans, it?s always a carefully thought out mixture of fixed and floating loans. We keep an eye on what the market and interest rates are doing and put a strategic package together that balances between getting the lowest rates and future proofing. So far this year the strategy has been biased towards a …Read More

I’m so busy Syndrome

An interesting article for ?crazy busy? people, as 2016 will be busier than ever. Wallace Chapman gives good tips about ?un-busying? your life. The modern ‘I’m so busy’ syndrome and what it really means BESS MANSON There was a time when you had to stay busy to stay alive. Firewood didn’t collect itself. Food did not present itself to you on a pristine supermarket shelf. It ran away from you …Read More

How to Save Money on your Mortgage

Last updated?08:39, September 12 2015 By Susan Edmunds Put away your crystal balls and apply some strategic thinking to your loans. OPINION: Interest rates have been the big talking point of the past 10 days. First, BNZ sparked this year’s spring mortgage rates war when it rolled out a record low one-year rate of 4.35 per cent. Then ASB matched it. That was followed by the Reserve Bank’s announcement that, …Read More