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Our products

We use the products that we sell to provide solutions for your life. We take a holistic approach to your financial well-being and future, by making sure you are providing for your retirement, paying off your home as quickly as possible and protecting it all from going off the rails due to illness or accident.

Home Loans

As accredited mortgage advisers, we have access to the best deals at all the major banks and dozens of specialist non-bank lenders. There is no one-size-fits-all home loan, so we tailor each solution to your specific needs, wants and goals.

We can restructure your existing or new home loan or create an entirely new mortgage structure specifically for your situation, which will ensure that your money is working for you, not the bank. We also do loan pre-approvals so that you are ready to make an offer when you find the dream home you are looking for.

We also do commercial and business finance, personal loans, debt consolidation loans and home loans for self employed people.

KiwiSaver

Getting involved is a no-brainer! But why?

  • Employer contribution
  • Member Tax Credits
  • First home withdrawal
  • First home subsidy

We all know we should be saving for our retirement somehow, but as a nation we have been very poor at this up until now. Most of us would have to make severe adjustments to our lifestyles if we had to rely on NZ Super in our retirement years. By getting involved in a KiwiSaver scheme we can make a big improvement to our expected standard of living during our retirement years. And while the younger you are when you get involved, the better off you will be, it’s never too late to get involved, you can join right up until the age of 65!

Insurance

Once we know that your retirement is sorted, we need to make sure that all of your well thought out plans are not derailed if you get ill or have an accident. There are hundreds of insurance products out there from various suppliers, and all have different purposes. We will tailor a plan for you that protects your family, assets and future plans so that if the unforeseen happens, your life as you love it will carry on.

Our job is to ensure that we care for you and your family. We won’t just sell you a product, we provide a solution, one that has a purpose and meets your needs. It’s that simple.

We can advise you on the best:

  • Life Insurance – Protects those left behind when you die.
  • Trauma Insurance – We call it Living Insurance because it pays you a lump sum while you are alive if you have a heart attack, stroke or are diagnosed with cancer. It can pay for whatever you want it to pay for, including funding your bucket list!
  • Total and Permanent Disability – We call this the Living Dead Insurance. This pays you a lump sum if you are never able to work again and can pay for anything you like, including paying off your home and replacing your lost income for the rest of your life.
  • Income Protection – This replaces your income in the event that you can’t work for a prolonged period of time, anywhere from a few months until retirement age.
  • Mortgage Replacement Insurance – Pays your mortgage payment if you are unable to work for a prolonged period of time.
  • Private Medical Insurance – Pays for those really expensive medical treatments that the public system may not pay for or would put you on a waiting list to get.

There are endless variations and options to these insurance products, enough to make your head spin. We will figure out what suits your situation best, explain how it works in terms you can make sense of and then let you decide what is important to you.